Auto Insurancedone the right way.
Coverage that keeps you moving, at the right price.
What a Florida
auto policy covers.
Every situation is different. We build the policy around yours.
Bodily Injury Liability
Covers injuries to others when you're at fault in an accident.
Personal Injury Protection
Florida's required no-fault coverage for your own medical bills.
Collision
Repairs or replaces your vehicle after an accident, regardless of fault.
Comprehensive
Theft, vandalism, hail, flooding and falling objects.
Uninsured Motorist
Protects you when the other driver has no coverage — common in Florida.
Roadside & Rental
Towing, lockouts and a rental car while yours is in the shop.
What's usually not included in your insurance, but we can get you coverage.
Routine maintenance
Oil changes, tires and mechanical breakdown are never covered by an auto policy.
Rideshare driving
Driving for Uber or Lyft needs a rideshare endorsement or commercial policy.
Personal belongings
Items stolen from your car fall under your home or renters policy, not auto.
Submit your details
Tell us what you're insuring and a few basics about your situation.
We shop multiple carriers
We compare coverage and pricing from the top-rated markets for your risk.
You choose with confidence
We walk you through options, deductibles and discounts.
Let's lower your auto premium.
- Free multi-carrier comparison
- Bundle and safe-driver discounts
- Same-day proof of insurance
Get started with a free quote.
Auto insurance questions.
Common questions about Florida auto insurance coverage
What auto coverage does Florida require?
Florida requires $10,000 of Personal Injury Protection and $10,000 of Property Damage Liability. Those minimums are low — most drivers should carry substantially more.
Why is car insurance so expensive in Florida?
High accident and litigation rates, a large share of uninsured drivers, and severe weather all push Florida premiums well above the national average.
Do I need uninsured motorist coverage?
We strongly recommend it. Roughly one in five Florida drivers is uninsured, and UM coverage protects you and your passengers when they're at fault.
How can I lower my rate?
Bundle home and auto, raise your deductible, keep a clean record, ask about telematics programs, and let us re-shop your policy at each renewal.